I am using paytm app from last 2 year and it has gone a long journey so far. Starting from a online recharge website to a e retail store including tickets and bill payment its increasing it’s utility day by day. Best thing about this is you can find almost everything on this mobile application and will get cash back on various coupons. You can pay bills for phone landline mobile data card electricity water gas, can book tickets for flight, bus, trains, even movies. You can transfer money to your friends or anyone very easily and quickly without any risk.