Its the best online wallet till date. Adding money is easy paying us easy, and the best part is you can transfer money to bank account including the cashback which you get unlike other wallet like freecharge, mobikwik etc. Which doesnt allow and I use paytm wallet and I doesnt need a large amount of money in my wallet when I am traveling. Its make me cashless and I fell more safe and relaxed. Sometime when there is no cash in my wallet and paytm wallet us full but the network problem came sometime my battery also dies than I have face big problem.