I’m using the paytm app since three years and I would like to share my experiences with paytm.at first time I was so nervous to use this app because I had never used anything like that before.then I started with low amount of money and later increased the amount step by step.first of all I used it for mobile recharges and then for electricity bill payment, dth recharge etc.i realize that this app is very useful for people like me who don’t want to carry much money in their pockets or wallets.after that I used paytm as a shopping app and ordered my moto g5 plus, canon pixma e560, red tape mens shoes etc.and today I used paytm at a motherdairy shop and got rs 10 cash back for a payment of rs 20.at last I would like to say that u can save your money by using paytm.