My experience on this app is totally fine and I would highly recommend others to use it as I am using it from more than a year. Paytm has lot of things to explore and its becoming better than earlier. I found many offers and deals which is just for using paytm for transactions.
Reason why I love Paytm--
- Lots of rewards and cashbacks.
2 they also runs some online campaign which encourage people and also provide money for participation.
Most of the online earning apps I fought uses paytm.
Paytm has gold investing too without Linking bank account.
No failure in transactions.
Fast.
All in one app from electrical bill to gas booking.
Reason I hate paytm
- Nothing to hate. It cannot deduct your money. Its not a fraud.