Hello firends iam very disaapointed by paytm app. I was using it since 2015 . At that time it was very good apps. but nowadays it require kyc doulcuments to be verified . which require a lots of formality. without kyc verified now you can add money to your paytm wallet. it is very difficult to use now. all you should now try to find out alternative of it. nor you can transfer money from it. kyc verification is very complex process in it. because during verification process it say that its agent will personaly come to your location to verify your addrees. Very bad