As a user on the paytm I am very happy to write this review.everyone know what is paytm, paytm is the indian e-commerse digital wallet.it supports mobile recharge, dth recharge, gas bill, water bill, electricty bill etc etc.paytm has a advantage of transferring money from one user to another user very easily.Now paytm has bring down bank to bank transfer with zero percentage charges. Just link your bank account with paytm and you can send money with zero percentage charges.also now paytm is the RBI licensed payments bank.it supports various kinds payments like bhim, netbanking, caed etc etc.so I am saying this paytm is a digital movment for the digital india.