Paytm is the number one wallet which is introduced in 2010. Paytm is owned by One97 communications. I was using paytm since last year. It is very excellent. It provides to pay the mobile recharges, mobile postpaid or utility bill. It also gives the online store to buy anything. It gives many cashback offers on products, recharges and bill payments. This cashback is received in the paytm wallet. The paytm wallet is connected with the debit or credit card to add money through it. The paytm wallet is RBI approved. The limit of paytm wallet js 10, 000 but now the new RBI norms by demonitization of currency the new paytm limit is ₹20, 000. I like this wallet. It is like 3rd party without use credit or debit card or not share bank details to the merchant. Pay through the paytm wallet at any store. I bought a bajaj toaster amount ₹1899 with cashback of ₹399 product is good and the service is also good delivery at in the given time period.