I use paytm after ban of 500 and100 noye in india this make happy without cash in my voilet I use pautm very well in near store the best thing of that app all have paytm acount to transfer money so easy and safe for me I suggest all the people have smart phone please use this app and you also det happy and safe you ever trust this app this make you get more easy to protect cash . This is so easy and convinet to use this app anybody can use this ap