If you are reading the review so please read full, you will be aware of such facts you dont know. So this review is with my personal experience of using paytm. I know most of says paytm give best service ( all in one service) even we cant ignore this fact. But inspite of many offers and cupoens provided by paytm which we cant get normally everywhere, it has lots of demerits. I had bychance transfered some amount of money to wrong number and it was then noticed by me. I reported to site of paytm and they replied, we cant do anything you asked the person whom you had transfered the ?? money. But that person block me. And I lost mine 5000₹ which is a huge amount. Also it always been in fault in my regards. I had uploaded even a photo in which my balance is been showing -1130₹., so what is this thing, a great fault. Thanks for your kind reading and be sure before taking any decision.