PAYTM is an INDIAN based Payment app where you can use it to Recharge, Book Tickets for BUS, FILMs, Pay Electricity Bills. For more I personally use it To recharge my data pack and voice because I dont like to go shop and recharge. I recharge by sitting In SOFA.
The PROCESS is simple
1) First Download& Install PAYTM app
2) Signup with Original Phone no.(OTP will come)
3)ADD Money using Your Bank ATM card.
4)ThenDo Recharges, Pay BILLS, Book Cinema Tickets etc. Somtimes PAYTM will promote offers like CASHBACK, etc