Pay tm is top of all the apps in the playStore.it is very useful to everyone.it is used for money transfer.it transfer wallet money to bank and bank money to paytm wallet.so we can easily use our money.we can use money for various needs.it transfers money with number, QR code and other sources.we can shopping from here.we pay current bills, set up box bills, other application fees.we can also store our money here.it is also used for recharges.it gives best discount offers.it gives cash back on recharges.we can login with atm card or we separately creating an account.so intall it.