I had been making quite a few transactions on PayTM now a days and to be frank, they have improved a lot. I even upgraded my wallet which was smooth transaction. Refunding back to CC/Bank account is just a breeze and its so fast. I have quite a few bad experience with PayTM and very few good ones. But one of their particular strategy is ridiculous. They transfer the money back to Paytm wallet even when they cancel the order or when they fail to deliver it. There is no guarantee that they will ship the product in the first place! The bad experiences has kept me away from them. So I will share my bad experiences.I have faced an issue where I have booked a ticket one month before for Diwali vacation, as you all know how bus operators inflate prices during festivals.Why do you think people use Paytm or other online ticketing services and book tickets one month early or so?#JIVAN