I have been using paytm for many years but recently I experienced lot of payment related issues as payment mostly got failed and also recently I had added money from crefit card to.paytm wallet as I wanted to transfer to my bank account as I had to do cash payment to hospital for medical emergency of my father but when I tried to transfer amount to my bank. It was getting declined again and again so I called paytm customercare and did not got any response so I escalated in social media where I got revert after 48 hours that the amount will be transferred in 7 working days. Luckily I got help from my friend and this low and slow service experience feom paytm have alerted me from doing regular transactions on paytm