Paytm is usefull in all the away as we can uses when our wallet lost and we can use when every it is good to pay electric city bill , water bill , television bill etc
We can used to pay or receivie money we can send money to bank or recevie money we can connect to the bank and now it is used in rural , urban citys etc
They are also used on shoes hotel pertol station railwaystation bus station
Paytm is not isefull to people how are illitercy so wemost not use mush more at is not usefull more then ATM