It is one of the best way currently in India to do transactions and after the demonitization of old currency the people were very sad. But the Paytm app provides the opportunity to go and do shopping even if we dont have the new currency notes. It s one of the best wallet facilities we can store money in our wallet and spend them whenever we need we can send the money to the shopkeepers wallets. And the shopkeeper can further transfer it to his bank account. With Paytm wallet we can also do mobile recharge if we want. On the whole I love the Paytm wallet very much I use it and recommend everyone to use it.