I am using paytm wallet since 2 years. I only use for paytm that time for mobile recharge and for movie tickets but now in current situation when 500 and 1000 rs notes not working in our india so online payment system more useful these days. In Paytm we transfer 10000 rs from our bank account to paytm wallet and best part is we also transfer our paytm ballenc to our bank account also this facility I think not provide other wallet like mobikwik and freechaege. And money transfer is very easy from 1 paytm wallet to another just by number so use paytm wallet now for more online transaction these days for some relief in our routine work.