This is an amazing app.which is reachable to every one. Few good features make this better from other digital wallets. After demonetization.Paytm has increases the coverage area. Surprised to see that even very small vendors have started accepting payment by Paytm. I went to Gourav Tower Jaipur and found that every small n big shop owner and Kiosks have started using it. It allows to transfer cash to Bank account very quickly. It is very easy to use and even kids and old age people can use it. The only thing this app to implement is inter wallet transfer.Last but not the least.it is trust able. Just go for it.