Now a days everyone is talking about cashless economy. after banned on 500 rs and 1000 rs note in the market everyone is in problem in shopping. but paytm is a good option for this . you need not to carry a single rupee . only you have to carry a smart phone and paytm app. in this app you can transfer money in wallet from your account. whenever you have to pay the money you can transfer the amount from your paytm to others paytm and similar you can receive the amount from other also. this is a good app to our help.So guys I want to say only "paytm karo. "