Paytm is an excellent online wallet solution which is termed as e-wallet for doing online transaction in India.Whether to send money to someone or buying stuff online.Paytm is an easy solution for Indian people.Not only that it gives user so much of other options like paying electricity bill, recharging mobile or d2h set top box with just a click.It is largely used on android platforms more than any other.
Talking about the Concept, I think it is the need of arc specially in India where most of the transactions are done by cash.It solves people cash problems with just a click.So it is an attractive concept to 1.2 billion people.
Talking about the layout and design, I think paytm is still evolving its website in terms of that.The interface itself is easier for users to understand as well as transact.Specially on android application, the user interface is very effective.
Talking about functions/features, it gives users a wide range, whether its online transaction peoson to person account, whether to buy products with ease, if features basic necessitates which user enhance in terms of different functions.
Talking about the Usefulness, as I described it earlier it is an essential as well as useful e-wallet for user to easily access different layouts.Basically it makes life easy by covering different aspects in one go.Making your mobile you’re wallet is itself is a useful thing.