After baned 500 1000 rs note in india paytm is very easy and use full way to buy any thing without paying with cash
very very easy to use anybody learn it within 2 3 days beacuse it have very good layout and design
there are many good and usefull features which make it easer
so I will say that dont wast your time to pic cash from ATM only need to do transfer your cash in to paytm through your bank and make your day easer