Since 31st of dec 2016 paytm started charging nominal fee of 2.5 or 2% as transaction fee incase you have to transfer money to your bank account abd then withdraw from bank, exactly that day onwards I stopped liking the app. When there are multiple options to choose from I dont understand why would people goto paytm pay money n the. Xfer.
The products on this app are chinese or not worth buying. Even if it breaks or needs replacement or refund then paytm is very slow. Whereas I suspect that we get all the faulty and rejected products on paytm. Do not shop on this app but use it for xfer of money or paying people and monetary transactions. There is a limit of 20000 rs only which I think is quite low in todays times.