I knew Paytm since it was launched but never used it. In this era of demonetization, it however became compulsory to install and understand it. Earlier I used to think that these all are nonsense app but after using this e-wallet service, everything has become easy for me. I can pay my mobile bills directly through this and I also do get cashback. You can recieve or make payment through this by using Paytm code that you get after installing it. Then you can also transfer your paytm balace in to your bank account for which it charges you 1% of total amount that you transfer. Paytm also offers products to shop that means after installing this app I have got everything under one roof. It is all in one type e-store. I am getting benefit and will suggest you to start using it.