I am using the payment gateway of payumoney since 4 years but they didn’t activated my account. then I created with another details but they hold the amt. and still showing that waiting for settlement. they didn’t release the amt. first and not yet active not receiving our mobile.
I am web developer I have listed 4 gateway at payumoney due to their service issues. my clients just says to me. having lots of problem inside the payumoney payment gateway. so as I never recommend for such type of gateway for commercial or personal use also.