Payumoney is one the great saving site for online payments. there is lot of difference from payumoney and other payment gateway sites . That is the users who would like to payment using payumoney.com will get instant discount and others will give cashbacks.
That is the main difference from others and this site. That is how I always use this for payment everywhere and saved lot of money till now. I am so far happy with this fast and saving payment gateway site.