Dzire VDI on road price= 8, 27, 749
Dzire VXI on road price= 6, 86, 281
Extra paid for diesel car= 1, 41, 468
Aprox monthly km= 850 km
Monthly petrol cost= Rs 4250
Monthly diesel cost= Rs 2455
Yearly diesel car maintenance= Rs 8000
Yearly petrol car maintenance= Rs 6000
Extra paid on diesel car maintenance for 5 yrs= Rs 10, 000
5 yrs petrol cost= Rs 2, 55, 000
5 yrs diesel cost= Rs 1, 47, 300
Save by using diesel= Rs 1, 07, 700
Extra interest for the(1, 41, 468) on bank loan: Rs 52, 000
Resale value difference b/w VDI & VXI= Rs 1, 00, 000
Total extra spent on diesel= 1, 41, 468+ 10, 000+52, 000= 2, 03, 468
Total extra spent on petrol= 1, 07, 700+ 1, 00, 000= 2, 07, 700
Hence I conclude using diesel car is better
However, Future risks involved in diesel:
1) Green tax on diesel car
2) diesel price for commercial vehicles may go up