Hello guys using this app from past 6 months and having good experience with this app. I almost earned 1500 by referring my friends. It also provides good interface and almost all bill payment options. It has UPI VPA option also. I have received lots of cashback offers from this app while recharging and purchasing from flipkart. Now the new update brings more wallets link now you can link jiomoney wallet to this phonepe account. Good app.