I have used phonepe app for cashless transactions as one of my e-wallets as it has put up many offers for newcomers like if I refer anyone to use phonepe then the person on signing up with my refferalid we both of us get 75 rupeesin our phonepe wallets but this money is not transferrable and we only can do recharge of our registered mobile no. which is not fare and also it has a very simple layout in purple and white colour.
Its concept is like other e-wallets but it is slow and sometimes the otp doesn’t match