Hello friend,
I told personal experience who I face when I use phone pe app ,
I see cashback offer when I submit a eletricity bill to I tried to payment of eletricity bill with this app , they show me he gives me upto 1000 cashback, so I am so excited to pay my bill after I pay my bill they just give me 3 rupee as a cash back.
Second time I ordered a mi tv with flipkart app and payment with phonepe app amount of 22999/-
, and after press my upi pin amount is debited but payment is unsuccessful in phone pe app after 10 day they return my money in my account. And next thing I facing in this app is my friend give me a 1000 rupee to my phonepe wallet and then I try to transfer that money in my account so they ask me to fill kyc and when I trying to complete my kyc that unsuccessful. I am unable to use that money for my work.
Worst app I have seen face offer inside in this app
Don't use this app trying other apps for you payments