Phonepay is the best app for recharge and tranfer money.
There is also an option to like your phonepay account to your bank account. I like this feature too much because everyone need bank money transfer and with the help of this app it become very easy for everyone and we doesn’t require to stand in bank lines to deposit money or to transfer money in our bank account.
We can easily deposit money from any bank account and send it to our account.
And the cashback the phonepay give to user is also so attractive.it is now giving 150₹ cashback on first mobile recharge. The speed of the server is also very fast and with the help of phonepay recharge option we can recharge our mobile, dish and manymore.
We can pay our utility bills and split bill with this app.
So in my own opnion phonepay is the best upi app and the bank transfer is free of cost.
So overall it’s a brilliant app !