Phonepe application is very easy to use and simple user interface to every age person by using phonepe application you can send money to any bank in free of cost and you will get various cashback offer availble on diffrent categories you can also earn rs.75 on each referal and on 1st transiction you will recive 75rs. To send money you just need to add ifsc code of bank and bank account number very easy UI to send miney and very simple for everyone you could also pay your credit card bill recharge dth and many more