I am using this payment app sine it was introduced and it has been great for me as it is also used upi service and we can add more than one account and you can check the account balance of any account easily. At present at its initial stage of becoming succesive it come with lot of offers on various merchants. You can also do gour bill payments including landline mobile pospaid, water az well as electricity and the best of it is majority of electricity distributor is available on the app for payment. It has been proved very usefull to me as I now using this app only if seen for electric bill payment. It has also feature in which ypur freecharge wallet and jio money wallet is linked to your phonepe wallet which is another bonus feature as you can collect little wallet balance of every wallet and use it for a payment.