I am using this application since 3 months ago is I still don’t face any problem in performance.It is better than paytm because we can directly link our bank account with this app and pay directly with bank account.Now it have all options of payment.You can pay any type of bill with it.You can transfer the money to your bank account without paying any extra charges.The app is very user friendly.We get updates regularly to update UI.The app have my security patches, we need UPI password to login and every transaction.It is easy-to-use.I still don’t found any bug in app.