This is one of the fastest app for paying bills and all.the cashback I am getting from this app is very high as compared to other apps, and it user interface is very simple so for the newbies it helps a lot and there are many offer s in this app u can have a try, the concept of the app is tha everyone can be able to do the online transaction .the feature I like the most is u can split the bills add money from your bank to your e wallet and u can ask for money from ur friends it get low on balance, so this app is vey useful as compared to other apps coz it gives tou more cashback.and all you want is cashback.