Once you sign up using a referral, you’ll get Rs75 which you can use to pay bills, I got this. And the thing that screwed my mind is their whimsical business policy. There are various numbers of cashback offers but I tried 3 times and all 3 of the time I got no cashback and their only excuse was sorry sir, the offer is closed. If the offer is closed then why are they showing the Ads in their page and in other sites? This is a purely bad business tactic and I suggest everyone not to fall in this trap and if you still want to try payment through this app then please read the underwriting carefully. Because PhonePe can, at any time, without any prior notice, close any offer. And this is the new prevailing business tactic.