Two bad experience of PhonePe.
1) I made a payment via PhonePe there was a offer of 10% cashback. I got my order but didnt get cashback amount. I call customer care they told you paid to PhonePe via debit card u will got cashback once you pay via UPI. But at the time I paid there was no such term or condition.
2) I tired to recharge to any number message comes like operators unavailable and please try again later.