This phonePe is app which provides a platform for doing instant recharge, paying electricity bill, gas bill payment and money transaction. The concept for making this app is for payment through the UPI. The layout of the app was too attractive and design was too good that due to this navigation of the app become esay. The features provides by this app was amazing like gas payment electricity bill payment and etc. And other feature is invite your friends you get Rs 75 for everyone. The offer provide by this app was awesome and excellent. I recharge for mobile and I get 30% of the recharge amount. In this app my friend done his transaction and that transaction is not a successful one and his funds are deducted when he complaint they reply after 3 days the reply was positively.