Hey there, I download this app with reference to my brother about one month ago.
This app is surely made for india as by this app we can pay electricity bills, water bills, dish recharge and many more. I paid electricity bill and received 50 rupees as cashback.
Offers are really crazy in phonepe, I have got rewards by referring my friends. And also some cashbacks by recharging mobile of me and my family.
I have got total of rupees 440 as sum up of rewards and cashbacks.
Also it is safe to use as it is using UPI.