I am using pockets by ICICI bank. This application is very use full. All you need to download this from playstore and u will get registered there on after completion u are ready to use this .
Main advantage of this application is that it will provide you a free virtual saving account and a virtual debit card verified by visa with validity of 1 year.
Your virtual debit card will have 16 digit card no and exp date and CVv no . You can use this details for making any POS . online transaction . You can top up your wallet through other account details . Limitation is 10000 only As per RBI rules .
Be Careful u can use this virtual card to for online transaction only . You can also apply for physical card while paying 114 ruppes .u can get a card alrhough this card is a visa card yet u can not use in any atm card . be careful Money can not be withdrawn from account .