So I have an account in pmc bank, which is my primary saving account. I do a lot of online banking or online transaction for food or shopping etc.
one day I forgot my password and so typed a max of 3 times that it allows. my card froze. I went to the bank and they said this is a malpractice and so your card is frozen. ( icici charged me 100₹ to unfreeze) . pmc said give us a letter stating its your account with required documents. I did. it unfroze in 2 days.
amazing experience I had.