I have pnb account from 7 to 8 years and I am happy with it but once.
I use atm of this bank attached to my home branch and I got three rs 1000 notes which have tape on them and they are in bad condition after that I go to the bank.
But they told me how you you get the notes. Hey what’s this I got these notes from your bank atm it’s you who have to answer not me. And sometimes the behaviour of the employees was also not good and their atm machine is always getting out of service