I have open my first saving account in punjab national bank. I was happy wiht the Service of Punjab national Bank. It was quite good but now days. I really hate its service. When I am try to do online shopping and pying my online bill. Many time ita just deducte my money and payment showing failed. It is happened so many time to me. This make me angry. The message services of Punjab national Bank is also not good I always get late massage. ex- yesterday I transferred money to my friends via pnb net banking and the massage came next day of transection. This make me sick. Please Punjab national Bank fix your servisibily.