I am happy to share my personnel experience that I had with PNB. Through my friend I contact PNB sales representative for arranging a loan for buying house plot. I done a few research my self before I planned to buy a plot. But once the met the executive from PNB I myself and my family was very much satisfied with there approach. They not only guided me to the best loan option available and they stay with me when my plan to buy the plot got dragged out for more than six months. Finally when I signed my agreement, they ensured me with a new plan with lower interest rate. Also they helped me very much in simplifying lots of formalities which remains a hurdle for every common person who went to bank.