These people say the Rate of Interest is very less compared to other credit cards.
But the thing is they charge you extra, as interest and financial charges.
When I got to know about this fraud, I requested them to deactivate my card. And their executive said that the card is deactivated and I will not receive any call or email for annual maintenance changes.
Now, every year I get a call and emails from their support saying the card is only blocked and not deactivated. And I should pay the maintenance changes even if I am not using the card.
They say that I am not using the card for 2 years, and even then I should pay the maintenance fee.
We cannot reach their customer care executive as they only have an IVR system that is of no use, because there is no option set for the card deactivation.
I recommend people not to use the RBL credit Card. As this card is co-branded with Bajaj Finserv which already has bad customer support.
If you have any issues, you will not be able to reach any of the customer support executives, and you will end up paying more.