I have an account in Bank Of India and I am connected this bank last three years.I am happy for making an account in this bank because one of the main thing is customer behaviour.Customer behaviour is very good in this bank they also help for any problem but my father has an sbi account and I also handling my father account but customer behaviour is not better than BOI.BOI bank atm service is also available in my area.But one of problem is phone banking services is not good and I am facing some problem so I avoid this phone banking services.Otherwise the bank is good.