In this 21st century we are stepping to a new milestone of future, where we the people and get anything and everything done by a simple device known as the smart phone. Everybody likes to use these features where people doesn’t have to do physical activities to get the job done. In that case we come to a new point where we must know "are we safe?". We need to know every details about the sites where we usually use our credit/debit cards, as we all know it well that an eye is always keeping track on us.(I am not scaring anyone, but remember anything that has internet connection is hackable). Everything electronic devices that we use has an loophole, and it might give a chance to these hackers to enter inside our device. Now we get to the paytm part which we use on regular basis. I have used this paytm a lot of time while paying to to any shopkeeper or paying electric bill. I remembered the last time I paid my electric bill using paytm, where my amount was deducted from my back but I didn’t received any sms or mail from my electric company. and paytm did not gave me any invoice of that. I was very much scared that did I got myself in the wrong side of paytm? 4 days passed by but still I didn’t received any mails. Finally I decided to visit my electric company and asked them about it. They said that they received the payment today morning. What the hell? From that day onward I stopped paying it through paytm. And to those who uses internet "do you know anything about database". The card no. and all the details of your cards are stored on this Database. That can be cracked by hackers. So my question to you is "Are we safe using paytm?"