Hi guys,
The phone banking of PNB is not bad but worse dont even try to use it because u will end up throwing your phone in garbage so PNB needs to improve phone banking a lot.
Coming to the availaiblity of ATM in my area PNB ATM are very less. Though I m living in a remote are but still even there is not a single ATM of PNB however other banks ATM are present here.
I dont know much about interenet banking but once I used it in my opinion it was so confusing that I ended up closing my internet banking.
I will say very poor custumer service.
One day I went to PNB staff are like full of attitude they dont care for custumers u just wait and wait if u dont insist him to do your work twice or thrice till then they will note listen to you. And also their behaviour is very rude. So, I m totally not satisfied with the bank.
Hope it helps!