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This is the worst insurance company fooling the people around.worst response. I have Claimed for reimbursement.I have sent all the original n required n they are asking for same. Very irresponsible. we not let you to know of any things and at last both my claim have not been passed. I will not recommend any one take this insurance i.e STAR HEATH & ALLIED INSURANCE and I say to all of people to not take and save money for the bad Times.