I had 100 shares of Tata Motors purchased 8 years back for Rs 50, 000. This company deducted 32 of my shares over a period of 8 years when the share price was down without informing me. I am left with only 68 shares and after 8 years of investing my share price value has just not increased. Reliance Smart Money has cheated me by deducting 32 of my shares, much more than what their dues were and not calling me even once over the phone. I request everyone to never trust this company and never buy any financial product from them. Their sole goal is to swindle their customers money by dubious means.