I took Market Return Plan(Regular) from Reliance, paid 1 Lakh as premiums over 5 years and is getting back 90000 rupees. I have lost 10, 000 rupees of my capital. I knew that I would not get any money back from this but took this since my brother was an advisor.
Pathetic. They invest mostly in Reliance Shares, No transparency.
Also, no excuses like market is bad because it never ever did well in the last 5 years.
DONT EVER FALL INTO THIS TRAP
Regards,
sharbel