I have been using rupay debit cards and credit cards more than 5 years now, all these years it’s going good. The acceptance of Rupay payment network is growing stronger, but it lacks speed like VISA. The integration with other aggregator is not going good they are charging more than VISA for average speed process. It is also good that Rupay provides scan option to credit card through upi which is way better to manage finance. Just use it like your bank account. I wish they will fix the speed and optimization to support the lage scrale use, also to support international sites. The customer support also need to react fast because digital payments are growing.